Important notice
This website provides general corporate and product information. It is not a prospectus, public offer, solicitation to acquire an investment, individual investment advice, tax advice or legal advice. Only the complete documents for the relevant specific investment are binding.
An investment should be made only after carefully considering your personal financial circumstances, objectives, experience, capacity for loss and the applicable product documents. Independent legal, tax and financial advice should be obtained where appropriate.
Investor category and availability
Investment opportunities may be intended exclusively for specific investor categories. Special AIFs may be acquired only by professional and semi-professional investors. Retail investors may consider only opportunities expressly approved for retail investors and accompanied by the required information. A contact enquiry does not create a right to access an investment.
Material risks
Risk of capital loss
The value of an investment may fall. Distributions, appreciation and repayment of invested capital are not guaranteed. A partial or total loss of invested capital is possible.
Real estate market and valuation risk
Property values depend on location, use, demand, economic conditions, interest rates, regulation and the condition of the property, among other factors. Valuations rely on assumptions and may differ from the price actually achievable.
Development and construction risk
Developments may be affected by planning changes, permits, construction costs, shortages of materials or skilled labour, delays, technical defects or the insolvency of participating companies. Timing, costs and the economic outcome may therefore vary materially.
Financing and interest-rate risk
Higher interest rates, limited credit availability, maturing facilities or changed collateral requirements can increase financing costs or make refinancing more difficult. Leverage may amplify losses.
Letting, use and income risk
Vacancy, tenant default, lower market rents, maintenance costs or weaker demand for particular uses may adversely affect income and property values.
Liquidity and term risk
Properties and participations cannot necessarily be sold at any time. There may be no established secondary market. Investors may face long holding periods and may be unable to transfer their participation, or able to do so only at a discount.
Exit risk
A planned sale may occur later, at a lower price or not at all. Market conditions at the planned exit date may differ materially from original assumptions.
Default and counterparty risk
Issuers, project companies, borrowers, banks, tenants, contractual counterparties or service providers may perform their obligations late, only in part or not at all.
Legal, regulatory and tax risk
Laws, administrative practice, permits, planning and environmental rules and tax conditions may change. Tax consequences depend on individual circumstances and may change during the investment term.
Sustainability and climate risk
Physical climate effects, energy requirements, carbon costs and necessary refurbishment may cause additional costs or affect how a property can be used and valued.
Conflicts of interest
Several roles may be performed within a corporate group. Potential conflicts are managed under the rules applicable to the specific investment but cannot always be eliminated entirely.
Past projects
Images, project experience and previous transactions are used solely to describe VIVUM's activities. They do not provide a reliable indication of future performance or results.
Do not decide on this website alone
Do not make an investment decision based solely on this website or an initial conversation. Before making any decision, read and assess all binding documents, including product information, investment terms, sales documentation and specific risk disclosures.